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Trust in our coverage - Bell Air Moving Company keeps your belongings insured.
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Insurance for your peace of mind - rely on Bell Air Moving Company.

Welcome to the Bell Air Movers Insurance Options page. Everyone’s belongings have value, whether monetary or sentimental, no one wants anything to be damaged during the course of a move. We take great measures to ensure our movers handle your household furnishings with care, while protecting the properties where work is occurring. Unfortunately, damages or “cargo claims” are a part of the transportation industry, thus we’ve created this page to address coverage options and exposures consumers face when hiring a moving company.

The common assumption is that full coverage is included when a moving company lists itself as a licensed and insured carrier. The reality is, that is only a statement indicating the company has the sufficient auto, general liability, and cargo coverage that the DOT requires.  Most companies offer a 60¢ per lb. limits of liability waiver for their standard rates packages. This is not full coverage or replacement insurance; however is the most standard coverage in the moving industry because no additional fees, descriptive inventory or value needs to be assigned to the shipment. Movers use these contracts to offset the huge amount of liability a company has when handling household items.

Movers generally provide three types of protection for your goods in case they are lost or damaged: limited liability, added valuation and full value.

Insurance options

Released Value Protection
Limited Liability
This is the basic coverage required by law, and it does not cost the consumer anything. Under limited liability, the mover is responsible for sixty cents ($.60) per pound per item for an interstate move.
This option pays up to 60 cents per pound per article for any lost or damaged article. For example, it would pay a maximum of $60.00 for a 100-pound dresser ($.60 x 100 lbs.).There is no extra charge for this option.
Replacement Cost Protection
Full Value
This insurance costs the most and covers the actual cost of an item’s replacement or repair, without any deduction for depreciation. Before purchasing coverage from the moving company, you may want to check your homeowner’s insurance policy to see if it will cover your goods during a move. Call your insurance company to find out how much they would charge to insure your goods during a move, and compare the options and prices they offer to the moving company’s.
The additional coverage through the Carrier ( $45 per $1000 liability, no deductible). Declared value of entire household goods must be $10,000 or more. Carrier is liable for repair or replacement costs for items damaged in the move.

Hourly rated shipments are not usually weighed, so a lump sum value must be declared if you wish to purchase depreciated value or replacement cost protection.Be sure the bill of lading indicates the option you have chosen before you sign it.

If NO option is chosen, and you sign the bill of lading, the mover will assign released value protection (Option 1, above).


The following items are subject to exclusion from claims under all options:

Items of extraordinary value not listed on the High Value Inventory form

Lamps, lampshades, artwork, pictures, mirrors, antiques and statues.

Live or artificial plants.

Any marble, granite, natural stone or glass.

Any damaged item found in boxes not packed by Bell Air Moving Co.

Missing hardware for items not disassembled by Bell Air Moving Co.

Pressboard, particleboard, or ready-to-assemble furniture.

Previously damaged or repaired items.

Mechanical or electrical derangement or breakdown of any mechanical, electrical or electromechanical equipment or devices unless there is physical evidence of external damage to such property

Inevitable loss(es) caused by inherent defect or vices including but not limited to wear and tear, loose veneer, dried glue, gold leaf plaster frames.

Easily manage, update and reserve your move online

We maintain a quote accuracy of over 89% from estimate to final cost.

Online estimate and booking
You can get all necessary information from your personal account page.

We never have any hidden fees

Frequently Asked

Do you have all the necessary licenses and insurances?

Bell Air Moving Inc. is fully licensed and insured.

US DOT# 817357

MDPU# 31770

UCR# 2016500398792

We carry: Liability.



Available upon request: Certificate of insurance will be sent (emailed or faxed) directly from our Insurance agent to Management Company /Condo Association.

How is the total number of hours rounded?

The total number of hours is rounded up to the next quarter hour.

E.g., if the total move time (labor + travel) was 3 hours and 10 minutes, the charge will be for 3 hours and 15 minutes.

How is the total cost of a local move calculated?

TOTAL COST = (total labor hours + travel time charge) * moving rate + packing materials (if any).

E.g.: A customer is moving from Dedham MA to Natick MA at the rate of 135 $/hr. The move started at 8:00AM and finished at 12:00PM. The travel time charge was 45 minutes (that is 15 minutes to get to the pick-up location + 30 minutes to return to the office from the moving destination). In addition, 6 rolls of tape were used (we provide 2 free rolls, any excess tape used is charged to the customer).

LABOR = (Labor + Travel) * rate = 4 hrs. + 45min. (travel Time) x 135 = $641.25

MATERIALS = 4 rolls of tape * $3.00/roll =$12.00

TOTAL MOVING COST = $641.00 + $12 = $653.25